For banks, brokers and lending teams
Loan and mortgage applications assembled from the evidence
Every credit file is the same exercise: read the applicant's statements and contracts, extract the numbers, and re-present them in the lender's own format. DocEngine AI does the reading and the re-presenting.
The problem
What this work looks like today
Evidence arrives as a pile of PDFs
Six months of statements, two payslips and a contract, each with the relevant numbers buried in a different layout.
Manual transcription into application forms
Income figures and employer details are typed into the lender's forms by hand, where a single error affects the assessment.
Incomplete files bounce back
A missing statement month or an unsigned page sends the file back to the applicant and adds days to the decision.
How it works
From the documents you have to the pack you need
Upload the applicant's evidence
Identity documents, payslips, bank statements, employment contracts and existing loan agreements go into one applicant profile.
Review extracted figures with their sources
Income, employer, account details and existing obligations are listed with a link back to the statement page they were read from.
Produce the application pack
The lender's application forms, income summaries and declarations are filled from the same profile and exported as one ordered file set.
Documents it reads
- Passport or national ID
- Payslips
- Bank statements
- Employment contracts
- Tax returns
- Existing loan and credit agreements
- Property documents and valuations
Documents it produces
- Loan or mortgage application forms
- Income and affordability summaries
- Identity verification records
- Declarations and consent forms
- Supporting-document index
Outcome
What changes in practice
Faster file preparation
Reading and transcription happen in one pass, so assessors receive a complete structured file instead of raw attachments.
Fewer returned applications
Required fields and missing evidence are flagged while the applicant is still in the loop, not after submission.
An auditable trail
Every figure in the pack points back to the document and page that produced it, which stands up to internal review.
Questions
Common questions
Related
Other ways teams use DocEngine AI
Stop retyping the same details
Upload your documents once and let DocEngine AI fill the rest. Free to try, no card required.